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Life Insurance

Group Term Life Insurance Coverage

Your Alliance Membership provides you and your spouse with Member and Dependent Group Term Life Insurance Coverage from Metropolitan Life Insurance Company (MetLife). No additional contribution is required in order for this insurance protection to be provided. Coverage not available in Washington.

Member Term Life Insurance Coverage:

Membership Levels: Individual or Family


Primary Member

$5,000

Spouse*

$2,500



* Benefits for Spouse are not available with the Individual Membership level.

A 120-day waiting period is required for memberships effective January 14, 2013 and after. At age 60 group life insurance benefits reduce 75% and then cancel at age 65. In certain circumstances a conversion privilege to an individual policy may apply (subject to changes from group coverage in terms and conditions including changes in premium costs).

Members may designate a beneficiary for their life insurance benefits by filling out and returning a Beneficiary Designation Form.

Like most group life insurance policies, MetLife group policies contain certain exclusions, limitations, terms and conditions for keeping them in force. Please contact Alliance for Affordable Services Member Services for complete details or to obtain a copy of the policy.

Coverage is provided through a group life insurance policy issued by Metropolitan Life Insurance Company, New York, N.Y. (MetLife) to the Alliance for Affordable Services, Group Policy (Form GPNP99-ASSN) sitused in the District of Columbia, with certificates of insurance (Form GCERT2000) issued to each insured Member. Life insurance coverage of members in other states will be subject to any applicable legal requirements of such states.

Not available in WA


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NOTE: Benefits are updated periodically and Members should check the Web site (www.AffordableServices.org) or call Alliance Member Services (1-800-733-2242) for the latest information. Benefit availability dependent upon Membership Level and state of residence and may be subject to change. The benefits explained herein are offered at the sole discretion of the Alliance. If you have a question regarding benefit availability and details, please call Alliance Member Services at 1-800-733-2242.
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