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Accident Only In-Hospital

What would happen if you were confined to a hospital? Can you afford to find out? Even if you have a disability policy in effect, most likely you will have a waiting period of 30-90 days. Could you financially survive that long?

If you cannot afford to be disabled, hurt, or hospitalized for any length of time as a result of accidental injury, this benefit will automatically provide you and your family with a very valuable benefit in the event you are hospitalized.

If an Insured Person suffers an accidental injury that required him or her to be confined in a hospital, as a patient, they will receive a benefit after two consecutive days of confinement due to that injury, retroactive to the first day of confinement.

Membership Level: Individual or Family Package with Health Superpack Option

Hospital Confinement for Accident

Principal Member $650 per day
Spouse/Domestic Partner* $550 per day
Dependent Children* $450 per day
Max. days per year 100 days per person
Waiting Period Must be confined two days - then benefit is payable from the first day.

Membership Level: Individual or Family

Hospital Confinement for Accident

Principal Member $500 per day
Spouse/Domestic Partner* $400 per day
Dependent Children* $300 per day
Max. days per year 100 days per person
Waiting Period Must be confined two days - then benefit is payable from the first day.



*Coverage for Spouse and Dependent Children not available with Individual membership.

A covered person is limited to one eligibility either as 1) Primary Member OR 2) Spouse OR 3) Dependent Child.

Coverage not available in: CO, MD, NC, NH, NJ, NY, SD, VT, WA

Accident Only In-Hospital benefits are payable if a covered accident results in you being confined to a hospital. If an insured person is age 70 or older on the date of an Accident then the Benefit Amount for Accident Only In-Hospital benefits will be reduced 50% of the Benefit Amount shown above. Accident Only In-Hospital benefits may not be available in all states.

The preceding is only meant to be a brief summary and is not a contract. The policy contains certain limitations, reductions, and exclusions. If there are any conflicts between this document and the policy, the policy shall govern. Please refer to the policy for complete coverage details. Coverage may not be available in all states. Insurance is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies. This literature is description only. Actual coverage is subject to the language of the policy as issued (Policy # 9907-08-32). Exclusions Apply. Chubb, Box 1615, Warren, NJ 07061-1615.

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NOTE: Benefits are updated periodically and Members should check the Web site (www.AffordableServices.org) or call Alliance Member Services (1-800-733-2242) for the latest information. Benefit availability dependent upon Membership Level and state of residence and may be subject to change. The benefits explained herein are offered at the sole discretion of the Alliance. If you have a question regarding benefit availability and details, please call Alliance Member Services at 1-800-733-2242.
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