Personal Benefits

Pet Insurance Programs

Accident and Illness Coverage for Dogs and Cats

Pets are unpredictable. While it's hard to anticipate accidents and illnesses, Nationwide ® helps makes it a little easier to be prepared for them. From preventive care visits to significant medical incidents, Nationwide provides protection for pets when they need it most.

Nationwide policies cover a multitude of medical problems and conditions related to accidents and illnesses, including cancer. Coverage is available for dogs, cats, birds and exotic pets, plus optional wellness care coverage reimburses for vaccinations, flea/tick preventive and more. Policyholders are free to use any veterinarian worldwide - even specialists and emergency care providers.

Best of all, you are eligible for a group discount which makes this peace-of-mind protection even more affordable.

Nationwide is the nation's oldest and largest pet health insurance provider and is the #1 choice in America for pet insurance.

How Does It Work?

  • Understand what you're buying.
    Know what is covered and what isn't before you need it. Get a clear understanding of how reimbursements and deductibles work.

  • Choose Coverage.
    Do you need a policy for a dog or cat?

  • Pick a plan that works for you.
    Choose standalone medical coverage or add wellness coverage for even more protection. Premiums and annual deductibles vary by plan.

  • Enroll pets.
    Pre-existing conditions aren't covered by any pet insurer. Enroll pets when they're young and healthy to help ensure maximum coverage at a lower cost.

  • Get reimbursed for vet visits.
    Pet insurance policies reimburse eligible veterinary expenses based on a percentage of treatment cost or an annual benefit schedule.

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Insurance plans are offered and administered by Veterinary Pet Insurance Company in California and DVM Insurance Agency in all other states. Underwritten by Veterinary Pet Insurance Company (CA), Brea, CA, an A.M. Best A+ rated company (2016); National Casualty Company (all other states), Columbus, OH, an A.M. Best A+ rated company (2016). Nationwide and the Nationwide N and Eagle are service marks of Nationwide Mutual Insurance Company. ©2017 Nationwide.
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NOTE: Benefits are updated periodically and Members should check the Web site ( or call Alliance Member Services (1-800-733-2242) for the latest information. Benefit availability dependent upon Membership Level and state of residence and may be subject to change. The benefits explained herein are offered at the sole discretion of the Alliance. If you have a question regarding benefit availability and details, please call Alliance Member Services at 1-800-733-2242.
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