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Accident Only Emergency Outpatient Care

Members have access to Accident Only Emergency Outpatient Care benefits to help with the expense of an accident.

If an Accident causes the Member to receive treatment in a Physician’s office, an Outpatient Unit (Urgent Care), or an emergency room of a Hospital, this benefit will pay up to $300 annually for each family member included on the Alliance membership.

  • Primary Member                   $300/occurrence
  • Spouse/Domestic Partner      $300/occurrence
  • Dependent Children               $300/occurrence

Access to this benefit is available as part of the optional Health Superpack.

Coverage not available in: CO, MD, NC, NH, NJ, NM, NY, SD, VT, WA
Accident Only Emergency Outpatient Care benefits are payable for outpatient care provided as a result of an accident. Accident means a sudden, unforeseen and unexpected event which 1) happens by chance; 2)arises from source external to the insured person; is independent of illness, disease or other bodily malfunction or medical or surgical treatment thereof; 4) occurs while the insured person is insured under this policy which is in force; and 5) is the direct cause of loss. Coverage is per family member.

The preceding is only meant to be a brief summary and is not a contract. The policy contains certain limitations, reductions, and exclusions. If there are any conflicts between this document and the policy, the policy shall govern. Please refer to the policy for complete coverage details. Coverage may not be available in all states. Insurance is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies. This literature is descriptive only. Actual coverage is subject to the language of the policies as issued (Policy #9907-08-31 and 9907-08-32). Exclusions apply. For a complete explanation of benefits, limitations, and exclusions, please refer to the Description of Coverage.

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NOTE: Benefits are updated periodically and Members should check the Web site ( or call Alliance Member Services (1-800-733-2242) for the latest information. Benefit availability dependent upon Membership Level and state of residence and may be subject to change. The benefits explained herein are offered at the sole discretion of the Alliance. If you have a question regarding benefit availability and details, please call Alliance Member Services at 1-800-733-2242.
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